We do not sell or distribute any of your personal information to any third party companies for marketing purposes. Your information will only be shared with those companies necessary to complete your loan transaction.

At livingstonmortgage.com, we are dedicated to upholding a strict code of ethics and business practices. In doing so, we work hard to respect and protect our customers' privacy and security.

We collect non-public personal information about you as a consumer, customer or former customer from the following sources:

Information we receive from you on applications, loan documents, sales documents, or other forms.

Information about your transaction with us, our affiliates, or others.

Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except to our affiliates, and financial institutions involved in obtaining a new mortgage loan and as permitted by law.

To do so, we employ industry recognized security measures to help protect the personal information that you have provided to us from loss, misuse and unauthorized distribution. Whenever you transmit your personal financial information to us through our web site, we provide you access to our server, which encrypts your data as it is transmitted to us. We work to protect personally identifiable information stored on the site's servers from unauthorized access using commercially available computer security products such as firewalls, as well as carefully developed security procedures and practices. We use both internal and external resources to review the quality of our security safeguards on a regular basis.

Applications are submitted through an encrypted, secure server connection, certified by Livingston, wholly owned by Livingston. By submitting a loan application or a request to be pre-qualified to us, you authorize us to access your personal credit profile. We may supply the information provided by you and your consumer credit report, on a confidential basis, to third parties, such as wholesale lenders and title companies, as it pertains to the qualifying, processing, and closing of your loan. In particular, your personally identifiable information will not be provided to advertising companies or distribution lists unless otherwise requested by you.